Cheque Bounce Legal Services | Kaushik Associates
Kaushik Associates provides expert cheque bounce legal services, ensuring strong representation for both complainants and defendants. With years of experience in financial law and criminal litigation, our legal team delivers quick, practical, and result-oriented solutions for cheque bounce disputes.
Understanding Cheque Bounce and Legal Consequences
A cheque bounce happens when a cheque cannot be processed due to insufficient funds, closed accounts, or signature mismatch. Under Section 138 of the Negotiable Instruments Act, 1881, such dishonor becomes a criminal offense if the drawer fails to make payment after the cheque is returned by the bank. Hence, timely legal action is crucial to protect your rights.
Key Legal Provisions for Cheque Bounce
Section 138 of the Negotiable Instruments Act
This section makes cheque dishonor a punishable offense if it occurs due to insufficient funds or other valid reasons.
Punishment: Up to two years of imprisonment, or a fine up to twice the cheque amount, or both.
Section 139 of the Negotiable Instruments Act
It presumes that the cheque was issued for a legally enforceable debt or liability, shifting the burden of proof to the drawer.
Our Services for Cheque Bounce Cases
-
Filing a Complaint: We draft and file legally sound complaints in the appropriate courts.
-
Issuing Legal Notices: Our team ensures that the legal notice is sent within the 30-day time frame.
-
Defending Clients: We protect individuals falsely accused of cheque bounce.
-
Negotiation and Settlement: We encourage settlement options to resolve disputes quickly.
-
Court Representation: Our lawyers represent clients effectively before Magistrate and District Courts.
-
Recovery Assistance: We help recover cheque amounts, including penalties and legal costs.
Steps to Take When a Cheque Bounces
-
Get a Cheque Return Memo from the bank showing the reason for dishonor.
-
Send a Legal Notice to the drawer within 30 days.
-
File a Complaint if payment isn’t made within 15 days of notice.
Challenges in Cheque Bounce Cases
-
Proving Dishonor: The complainant must show that the cheque bounced due to valid reasons.
-
False Allegations: Defendants may face baseless charges, requiring a strong legal defense.
-
Timely Action: Any delay in filing can impact case success.
Why Choose Kaushik Associates?
-
Expertise in NI Act: We have deep knowledge of cheque bounce and financial laws.
-
Strategic Litigation: Each case gets a customized legal strategy.
-
Efficient Legal Process: We handle every step—notice, filing, and hearing—with accuracy.
-
Amicable Settlements: We promote fair settlements wherever possible.
How We Assist You
-
Consultation: Detailed review of your cheque bounce case.
-
Notice Drafting: Professionally written notices to ensure compliance.
-
Court Representation: Expert advocacy in Magistrate and higher courts.
-
Negotiation: Resolution through discussion to save time and cost.
-
Appeals: Legal support in higher courts if needed.
Contact Kaushik Associates for Cheque Bounce Legal Services
If you’re facing a cheque bounce case, Kaushik Associates is here to help. Our cheque bounce legal services cover everything from filing and defense to settlement and recovery. We ensure that every client receives practical, transparent, and results-driven legal support.
Contact us today to schedule a consultation and take the first step toward resolving your cheque bounce issue effectively.